Construction
Product profiles
Norwich Union's Construction policy offers a comprehensive range of covers, with the flexibility to select from a wide range of options.
The policy can be extended to include contract works and plant & tools anywhere in the UK. You can also cover your business, buildings, contents, money and loss of income. Cover for defending and taking legal action can also be arranged.
The contract works option includes offsite storage of materials which are separately stored, transit to and from a contract site on property anywhere in the UK, cover for private dwellings built on a speculative basis for sale or let for up to 180 days, show houses up to the contract price as well as their contents up to £35,000 and redrawing and rewriting plans and documents up to a limit of £25,000 following a loss.
Construction is underwritten through our network of intermediary business branches. To obtain a quotation, please submit a presentation to your local office.
- Contract Works
- Own Plant
- Hired in Plant
- Employees Tools - Computers
- Goods in Transit
- Theft
- Glass
- Money and Assault
- Terrorism
- Business All Risks
- Engineering - Machinery Damage
- Property Damage at own premises
- Specified Contingencies or All Risks option to include Subsidence
Contract Works includes:
Offsite storage of materials that are separately stored and identified for inclusion in a contract you are working on.
Transit to and from your contract site on property anywhere in the UK, including the loading and unloading of vehicles.
Cover for private dwellings built on a speculative basis for sale or let is provided for up to 180 days, pending sale.
Show houses up to the contract price stated in the policy as well as their contents up to a limit of £35,000 for any one property.
Redrawing and rewriting plans and documents up to a limit of £25,000 following a loss.
Self-employed:
If a customer has 5 or less employees, works from home or a 3rd party site and requires packaged cover including Public Liability, Employer's Liability and Tools, Self-employed may be the most appropriate product.
- Business Interruption
- Book Debts
Business Interuption extensions available:
Accidental failure of public electricity, gas and water supplies at your premises.
Damage at nearby premises that may prevent or hinder the use of your premises.
- Employers' Liability
- Public and Products Liability
- Commercial Legal Protection
Public and Products Liability includes:
Products cover for goods which have been handled, stored, sold or supplied by the policyholder.
Commercial Legal Protection includes:
Employment and contract disputes, legal defence, property and personal injury, and Inland Revenue investigations.
- Personal Accident
- Business Travel
Personal Accident includes:
Medical and surgical expenses up to 15% of weekly compensation.
- Inspection - arranged with Plant Safety Limited
- Legal and tax helpline - 24-hour for confidential advice
- Counselling service - available to all employees
- Norwich Union risk helpline - risk management advice
- Preferred supplier scheme - discounted safety and security equipment
Further details:
For more information on any of these services simply contact your usual insurance adviser.
