Leisure and Wellbeing
Product Profiles
Leisure and Wellbeing is our segmented commercial product aimed at larger leisure-based businesses. Leisure and Wellbeing enables the client to tailor their insurance requirements to their specific needs, by choosing the insurance covers they require. The covers available have been selected and enhanced to include essential benefits suitable for this sector.
Leisure and Wellbeing is underwritten through our network of intermediary business branches. To obtain a quotation, please submit a presentation to your local office.
- Property Damage
- Specified Contingencies or All Risks
- Option to include Subsidence
- Theft
- Glass
- Terrorism
- Business All Risks
- Goods in Transit
- Computers
- Engineering – Machinery Damage
- Money and Assault
- Employee Dishonesty
Additional cover as standard under Property Damage and Theft
Seasonal increase for stock in November, December and January or any other three months you require – up to 25% of your stock sum insured or £500,000.
Paintings, curios and works of art with a single article limit of £2,500.
Nameplates, lamps and signs up to £500.
Property whilst at any exhibition stand attended by you, anywhere in Europe, including whilst in transit – up to £10,000 for 7 days.
Full theft cover.
Damage caused by emergency services to landscaped gardens up to £10,000.
Leakage of bulk supplied beverages.
Optional cover is also available for:
Damage to playing surfaces greens and floodlights.
Personal effects up to £1,000 per person for you, employees, residents and visitors.
- Business Interruption Extensions available
- Book Debts
- Loss of Licence
Extensions available
Accidental failure of telecommunications services lasting not less then 24 hours.
Accidental failure of public gas, water and electricity supplies including the supply to floodlights.
Damage at nearby premises which may prevent or hinder the use of the premises.
The occurrence at the premises of any notifiable disease, infestation or defective sanitation.
- Employers‘ Liability
- Public and Products Liability
- Professional Treatment
- Commercial Legal Protection
Professional Treatment covers professional errors made by hairdressers, barbers and beauticians.
Limited treatment cover for care homes for the elderly.
Optional cover available to include the defence of a disciplinary hearing brought by a professional body.
- Personal Accident
- Business Travel
Includes medical and surgical expenses up to 15% of weekly compensation
- Inspection
- Legal and tax helpline
- Counselling service
- Norwich Union risk helpline
- Preferred supplier scheme
Inspection - Arranged with Plant Safety Limited.
Counselling service - 24-hour for confidential advice.
Preferred supplier scheme - Available to all employees.
Legal and tax helpline - Risk management advice.
Norwich Union risk helpline - Discounted safety and security equipment.
