Retail and Wholesale

Capital additions for buildings and contents up to £500,000. Loss of metered water up to £10,000. Costs and expenses incurred in locating the source of water damage up to £10,000.

Additional cover as standard

Seasonal increase for stock in November, December and January or any other three months required – up to 25% of stock sum insured or £500,000.

Trade samples and goods held in trust up to £5,000 whilst anywhere in Europe including whilst in transit – inner limit of £250 per sample. Property whilst at any exhibition attended by anywhere in Europe including whilst in transit up to £10,000. Nameplates, lamps and signs up to £500.

Cargo

If your client is involved in importing or exporting goods then Goods in Transit cover will not be adequate for their requirements. We are able to provide Cargo insurance through our regional marine centres.

Extended cover as standard

Accidental failure of public utilities up to £25,000 per event for electricity, gas and water and £2,500 per period for telecommunications.

Higher limits are available for an additional premium.

Extensions available

Damage at specified supplier of suppliers.

Damage at customers premises.

Includes legal expenses arising from health and safety legislation and unsatisfied court judgements.

Includes medical and surgical expenses up to 15% of weekly compensation.

Costs of up to £5,000 to provide replacement personnel in the event of repatriation of an insured person following a claim under medical expenses.

Arranged with Plant Safety Limited.
24-hour for confidential advice.
Available to all employees.
Risk management advice.
Discounted safety and security equipment.