Services
Product Profiles
Services is our segmented commercial product aimed at companies that are not eligible for either of our package products. Services enables the client to tailor their insurance programme to their exact needs from a wide range of insurance covers.
Businesses that are office and studio based will benefit from a number of additional extensions designed for these types of customer.
Services is underwritten through our network of intermediary business branches. To obtain a quotation please submit a presentation to your local office.
- Property Damage
- Specified Contingencies or All Risks
- Option to include Subsidence
- Theft
- Glass
- Terrorism
- Business All Risks
- Goods in Transit
- Computers
- Engineering – Machinery Damage
- Money and Assault
- Employee Dishonesty
Capital additions for buildings and contents up to £500,000.
Loss of metered water up to £10,000.
Damage caused by emergency services to landscaped gardens.
Costs and expenses incurred in locating the source of water damage up to £10,000.
Office or studio based businesses
Additional cover as standard.
Paintings, curios and works of art with a single article limit of £2,500.
Trade samples and goods held in trust up to £1,000 whilst anywhere in Europe including whilst in transit.
Stock of wines, spirits and tobacco held for entertainment purposes up to £1,000.
Nameplates, lamps and signs up to £500.
Property whilst at any exhibition stand attended by you anywhere in Europe including whilst in transit up to £10,000.
Full theft cover where the premises are self-contained and have their own lockable entrance.
- Business Interruption
- Book Debts
Extensions available
Accidental failure of telecommunications services lasting not less then 24 hours.
Documents in transit.
Accidental failure of public electricity, gas and water supplies.
Damage at nearby premises which may prevent or hinder the use of the premises.
- Employers‘ Liability
- Public and Products Liability
- Commercial Legal Protection
Includes products cover for food, drink and the disposal of furniture and office equipment if full products cover is not required.
Optional cover available to include the defence of a disciplinary hearing brought by a professional body.
- Personal Accident
- Business Travel
Includes medical and surgical expenses up to 15% of weekly compensation
- Inspection
- Legal and tax helpline
- Counselling service
- Norwich Union risk helpline
- Preferred supplier scheme
Arranged with Bureau Veritas Inspection Limited.
24-hour for confidential advice.
Available to all employees.
Risk management advice.
Discounted safety and security equipment.
