Policy Wording Developments
E-Risks / Cyber Exception
Context
- Norwich Union is the only major insurer not to have such an exception in our commercial wordings
- Cover for some of the events excluded can be obtained under specialist Computer covers written by Norwich Union Engineering Teams where the risks can be properly managed. Please contact your local branch or Norwich Union Engineering unit for further information.
E-Risks / Cyber Exception
It has never been the intention of the Property, Business Interruption and Public Liability Sections of Norwich Union commercial policies to cover losses from computer viruses, hacking, spamming or simply computer failure.
Such covers have always been the province of specialist Computer covers written by Norwich Union Engineering Underwriting specialists.
However, many other insurers have incorporated "e-risks" or "cyber" exceptions into their policy wordings.
To ensure that the position is clear, and to show what cover is excluded under which Sections of the policy, a new "e-risks / cyber" exception will be added to Norwich Union commercial policies.
For further information please contact underwriters in your local branch or Norwich Union Engineering Unit.
