Norwich Union
ebroking

Self Employed

Trade Specific Options - Conditions

Dangerous Dogs Act

Condition (GL)

You must ensure under the Public and Products Liability Section of this policy that whilst walking dogs described within the Dangerous Dogs Act 1991 and any subsequent legislation in any public place it must;

  • be muzzled so as to prevent it biting any person and;
  • be kept on a lead

Condition (EL+GL)

You must ensure under the Employers Liability and Public and Products Liability Sections of this policy that whilst walking dogs described within the Dangerous Dogs Act 1991 and any subsequent legislation in any public place it must;

  • be muzzled so as to prevent it biting any person and;
  • be kept on a lead

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Use of Heat - Condition

You must ensure that under the Public and Products Liability Section of this policy that the following precautions are taken each time any;

  • electric, oxy-acetylene or similar welding or cutting equipment
  • cutting or grinding equipment using abrasive disks or wheels
  • blow lamp, blow torch, hot air gun or hot air stripper
  • asphalt, bitumen, tar or pitch heater

is used away from premises which You own, hire or rent.

Before starting work

  1. Where You and any other person(s) for whom You are responsible are working at a site, a person responsible for fire safety must be appointed to ensure the following precautions are taken.
  2. Fire safety checks to identify material that might be liable to catch fire must be carried out before work commences including the areas;
    • under floors or decks or above ceilings (including false or suspended ceilings)
    • behind walls, screens, bulkheads or partitions

    and such checks must be repeated regularly during the work and immediate steps taken to extinguish smouldering or flames detected.

  3. Combustible materials within 10 metres of the point of application of heat, including, if there is a risk of ignition directly or by conduction, materials;
    1. under floors or decks or above ceilings (including false or suspended ceilings)
    2. behind walls, screens, bulkheads or partitions must be;
      1. removed or, if impracticable;
      2. covered and protected by overlapping sheets or screens of non-combustible material
  4. All gaps or holes through which sparks or flames could pass must be covered by non-combustible material.

While work is in progress

  1. A sufficient number of portable fire extinguishers in full working order and suitable for dealing with the type of fire risk expected must be kept available at the point of application of heat and used immediately smoke, smouldering or flames are detected.
  2. Heat equipment
    1. must not be;
      1. lit until immediately before use
      2. left unattended while lit, switched on or hot
    2. must be extinguished immediately after use
  3. Cylinders
    • must not be changed while the equipment is hot
    • in use must be kept at least 3 metres from the burner
  4. Paraffin or petrol powered equipment
    • must be filled/refilled in the open
    • must not be filled/refilled while hot
  5. Asphalt, bitumen, tar or pitch
    • must only be heated in the open and;
    • in a container designed for that purpose, placed on a non-combustible surface at ground level

After finishing work

  1. Hot waste materials and welding rods must be removed and safely disposed of.
  2. A final fire safety check must be carried out between 30 and 60 minutes after work has finished and immediate steps taken to extinguish smouldering or flames detected.

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Sterilisation - Condition

You must ensure under the Public and Products Liability Section of this policy that in connection with the use of;

  • razor and clipper blades
  • steel combs
  • needles
  • any other item which could pierce skin while in use

they are thoroughly sterilised before use unless being used for the first time.


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Underground Services - Condition

You must ensure under the Public and Products Liability Section of this policy that in connection with Damage to underground pipes, cables or other services.

You will maintain in force a system of work for controlling the risks associated with digging, excavating, boring or similar work and before starting such work You will have;

  • taken (or caused to be taken) all reasonable steps, including contacting the appropriate authorities, to find out whether any pipes, cables or other services, which could be at risk, are under the site and;
  • kept a written record of the steps taken and;
  • informed whoever is carrying out the digging, excavating or boring of the location of any pipes, cables or other services.

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