• Contract Certainty
• Commercial Products
  • Intermediary Business
  • Motor
  • Small Business
    • Office and Surgery
    • Pub, Restaurant and Hotel
    • Residential Property Owners
    • Self-employed
      • Cover Details
      • Trade Specific Options
        • Conditions
        • Endorsements
        • Questions and Warnings
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Painter & Decorator

Heat Excess	Underground Excess	Policy Wordings	Questions & Warnings	Endorsement Types	Condition Types
£500	n/a	Construction	A, B, C	High risk premises, Work overseas exclusion, Height restrictions	Use of heat

Third Party Property Damage - £250

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Party Planner

Heat Excess	Underground Excess	Policy Wordings	Questions & Warnings	Endorsement Types	Condition Types
n/a	n/a	Std	H	Products cover restrictions	n/a

Third Party Property Damage - £250

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Patent Agent

Heat Excess	Underground Excess	Policy Wordings	Questions & Warnings	Endorsement Types	Condition Types
n/a	n/a	Office	n/a	Professional indemnity exclusion	n/a

Third Party Property Damage - £250

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Pet Grooming

Heat Excess	Underground Excess	Policy Wordings	Questions & Warnings	Endorsement Types	Condition Types
n/a	n/a	Treatment (type 3)	n/a	High risk premises	Dangerous dogs act

Third Party Property Damage - £250

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Pet Minder

Heat Excess	Underground Excess	Policy Wordings	Questions & Warnings	Endorsement Types	Condition Types
n/a	n/a	Std	n/a	High risk premises	Dangerous dogs act

Third Party Property Damage - £250

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Photographer (excluding underwater, aerial)

Heat Excess	Underground Excess	Policy Wordings	Questions & Warnings	Endorsement Types	Condition Types
n/a	n/a	Std	E	Photography & videography, Computer data loss exclusion	n/a

Third Party Property Damage - £250

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Physiotherapist

Heat Excess	Underground Excess	Policy Wordings	Questions & Warnings	Endorsement Types	Condition Types
n/a	n/a	Treatment (type 1)	n/a	n/a	n/a

Third Party Property Damage - £250

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Piano Tuner

Heat Excess	Underground Excess	Policy Wordings	Questions & Warnings	Endorsement Types	Condition Types
n/a	n/a	Std	n/a	n/a	n/a

Third Party Property Damage - £250

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Picture Framer

Heat Excess	Underground Excess	Policy Wordings	Questions & Warnings	Endorsement Types	Condition Types
n/a	n/a	Std	n/a	n/a	n/a

Third Party Property Damage - £250

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Plasterer

Heat Excess	Underground Excess	Policy Wordings	Questions & Warnings	Endorsement Types	Condition Types
£500	n/a	Construction	A, B	High risk premises, Work overseas exclusion	Use of heat

Third Party Property Damage - £250

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Plumbing, Heat & Ventilation

Heat Excess	Underground Excess	Policy Wordings	Questions & Warnings	Endorsement Types	Condition Types
£500	Y	Construction	A, B	High risk premises, Work overseas exclusion, Underground services excess	Use of heat, Underground services

Third Party Property Damage - £250

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Preacher

Heat Excess	Underground Excess	Policy Wordings	Questions & Warnings	Endorsement Types	Condition Types
n/a	n/a	Std	n/a	n/a	n/a

Third Party Property Damage - £250

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Pools Collector

Heat Excess	Underground Excess	Policy Wordings	Questions & Warnings	Endorsement Types	Condition Types
n/a	n/a	Std	n/a	n/a	n/a

Third Party Property Damage - £250

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Portrait / Landscape Painter

Heat Excess	Underground Excess	Policy Wordings	Questions & Warnings	Endorsement Types	Condition Types
n/a	n/a	Std	n/a	n/a	n/a

Third Party Property Damage - £250

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Project Manager (excluding Construction)

Heat Excess	Underground Excess	Policy Wordings	Questions & Warnings	Endorsement Types	Condition Types
n/a	n/a	Office	n/a	Professional indemnity exclusion, Construction projects exclusion	n/a

Third Party Property Damage - £250

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Proof Reader

Heat Excess	Underground Excess	Policy Wordings	Questions & Warnings	Endorsement Types	Condition Types
n/a	n/a	Office	n/a	Professional indemnity exclusion	n/a

Third Party Property Damage - £250

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Property Auditor

Heat Excess	Underground Excess	Policy Wordings	Questions & Warnings	Endorsement Types	Condition Types
n/a	n/a	Office	n/a	Professional indemnity exclusion	n/a

Third Party Property Damage - £250

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Publisher

Heat Excess	Underground Excess	Policy Wordings	Questions & Warnings	Endorsement Types	Condition Types
n/a	n/a	Office	n/a	Professional indemnity exclusion	n/a

Third Party Property Damage - £250

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