Group Personal Accident, Sickness and Business Travel
Product Profiles
The Employee Care and Assistance product offers Group Personal Accident, Sickness and Business Travel.
A profile of the product, detailing additional cover and benefits, can be found below.
- Minimum of 5 persons
- Maximum age limit 75
- Wages or on a Fixed Benefits Basis
- Cover available on a continuous, occupational or occupational including commuting basis
- All trades, occupations and professions can be considered
Additional Cover:
Rehabilitation expenses up to £5,000 following a Permanent Total Disablement
First aid and emergency medical expenses incurred at the time of a loss up to £10,000 per person
Optional Cover:
We are able to include Keyman Personal Accident for key members of staff. This will provide cover based on the persons contribution to the business and will include time and costs to recruit a suitable replacement.
- Only available when written in conjunction with 24 hour Group Personal Accident cover
- Maximum age limit 65
- Standard benefit period 52 weeks
- Three year loss/absence history required for quotation purposes
- Minimum of 10 persons
Further details:
For more information on this additional option simply contact your usual insurance adviser.
- Minimum of 5 persons
- Maximum age limit 75
Additional Cover:
Hospital expenses whilst treated as an in patient up to £1,000
Replacement personnel up to £5,000
Fraudulent use of credit cards up to £500 per journey
Emergency passport expenses
Additional Benefits
Employee Care and Assistance policyholders automatically enjoy the following benefits:
- Claims Service
providing emergency assistance whenever it is required. Our specialist dedicated claims team will offer a complete claims service, working closely with you to ensure a satisfactory outcome following a claim. - Business Travel
in the event of a medical emergency overseas this service provides; medical advice 24 hours a day, guaranteed payment of fees for treatments and emergency repatriation of insured persons and where appropriate for a friend, family member or medical staff to travel with them. - Counselling Service
a service available for policyholders staff to help them deal with situations such as bereavement, divorce or bullying at work.
