Private Car
Private Car is a flexible product with a range of options that can be tailored to suit individual needs. Quotations can be provided for a wide range of risks, including non-standard vehicles and drivers. Standard features include automatic cover for driving in any EU country and free accident recovery in both the UK and abroad.
This product has received good marks for two years in a row. Defaqto, the independent financial research company, puts Private Car amongst the top 10 per cent of all motor insurance products in the UK by giving it a Five Star rating for quality of cover.
Key benefits:
- Customers can use our select repairer service - we will book the vehicle into an approved repairer, provide a courtesy car for the duration of the repair and guarantee any repairs for three years
- Replacement locks if keys are stolen
- No claims discount (NCD) up to 70 per cent, with Protected NCD offered subject to criteria
- Choice of use including Social, Domestic and Pleasure (SD&P), SD&P and Commuting, SD&P and Business
- Free breakdown recovery whilst driving in any EU country
- Customers have access to our Motor Clubline - a 24-hour emergency claims and legal helpline
- Unlimited audio equipment cover on manufacturer fitted systems
- Customers can call our security helpline on 0870 165 3511 for advice on security systems and suppliers
Optional extras
Optional Club Gold provides RAC breakdown cover and enhanced limits for Personal Accident, Personal Effects and Medical Expenses.
Motor Insurance Database (MID)
The MID is designed to hold details of all vehicles and their insurance policies, which would enable a claimant to identify the relevant insurer from the registration mark of a vehicle.
