Levels of hazardous activity

The cover under this section only applies up to a total of 21 days during the period of Insurance.

Level 1

• Artificial wall climbing (safety harness must be worn)
• Banana boating and ringos
• Baseball
• Basketball
• Camel riding (under supervision)
• Cricket
• Cross country running
• Deep sea fishing
• Elephant riding (under supervision)
• Gymnastics
• Hiking (between 2000m and 3000m altitude)
• Netball
• Scuba diving (to 15m - no solo or technical diving)
• Trekking (between 2000m and 3000m altitude)

Level 2

• Abseiling (under supervision)
• Boxing training (no contact)
• Cave tubing and black water rafting
• Cycle touring
• Fell running
• Half marathons
• High diving (under 5m)
• Hockey
• Hurling
• Jet boating (passenger only and organised through your tour operator)
• Lacrosse
• Mountain biking (no racing)
• Orienteering
• Paintball (protective gear must be worn)
• Rugby
• Sea canoeing / kayaking
• Shark diving (cage only and organised through your tour operator)
• Shinty
• Wake boarding

Level 3

• American football
• Australian rules football
• Biathlon
• Bungee jumping
• Dog sledding
• Hiking (between 3000m and 4000m altitude)
• Hydro zorbing
• Parascending (over land)
• Sand yachting
• Static line sky diving
• Trekking (between 3000m and 4000m altitude)
• White water canoeing, kayaking and rafting (grades 3 and 4)

Level 4

• Abseiling
• BMX cycling (protective gear must be worn)
• High diving
• Marathon running
• Martial arts training
• Modern pentathlon
• Outward bound pursuits
• Paragliding
• Quad biking (crash helmet must be worn)
• Scuba diving between 15m and 30m (no solo or technical diving)
• Skateboarding (protective gear must be worn)
• Tandem sky diving
• Triathlon
• Weight lifting training
• Yacht or dinghy racing (inland and coastal waters only)

Level 5

• Bob sleighing *
• Canyoning
• Gliding
• Hang gliding
• Heli skiing *
• Ice hockey *
• Kite surfing
• Land yachting
• Luging *
• Microlighting (passenger only)
• Parasailing
• Rock scrambling
• Scuba diving between 30m and 40m (no solo or technical diving)
• Show jumping
• Sky diving
• Wrestling training
• Zorbing

* Cover only applies if winter sports option also selected.

For further details please refer to the policy booklet.